What to do if you have a loss to your home
Insurance is something you purchase hoping you never have to use it. But if you do have a loss here are a few points to keep in mind:
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Before something happens -- be prepared.
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Keep a list of all the contents in your home, and put it someplace safe, not in the home. (Check with your agent for Central's Household Inventory booklet designed to be a helpful guide to listing all your personal property.)
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Take pictures and update the list annually. Many people video tape each room and the contents. Keep receipts for all "big ticket" items.
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Because the cost of replacing your house rises each year, review your policy annually.
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After the loss, take all necessary steps to protect the property from further damage.
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In case of robbery or vandalism, call the police.
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Call your agent. They will explain your policy and options as well as advise you about any further action you should take.
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